84 calculators
Commission Calculator
Finance
Calculate your take-home commission across flat, tiered, and real estate split structures. Free online calculator with formula guide and step-by-step results.
★ 4.910K uses
Canadian Mortgage
Finance
Canadian mortgage calculator with legally-correct semi-annual compounding, CMHC insurance premiums, and accelerated bi-weekly payment comparison.
★ 4.959K uses
Marriage Tax Calculator
Finance
Compare your tax bill filing as singles vs. married filing jointly with 2026 IRS brackets. Free online calculator with formula guide and step-by-step results.
★ 4.924K uses
Pension Calculator
Finance
Project your pension balance from now through retirement. See your projected balance, inflation-adjusted value, and 4% Rule monthly payout with a free PDF.
★ 4.939K uses
RMD Calculator
Finance
Calculate your RMD using the IRS Uniform Lifetime Table with SECURE 2.0 age rules (73 for born 1951-1959, 75 for born 1960+).
★ 4.911K uses
Depreciation Calculator
Finance
Compare Straight-Line, Double Declining Balance, and SYD depreciation methods. See yearly expense, accumulated depreciation, and ending book value.
★ 4.916K uses
Business Loan Calculator
Finance
Calculate monthly payments, DSCR ratio, origination fees, and cash disbursed. Enter NOI to see lender approval likelihood with a full amortization schedule.
★ 4.931K uses
Debt Consolidation
Finance
Compare your current debt path vs. consolidating into a personal loan — including origination fees. Free, instant, and accurate.
★ 4.916K uses
Student Loan Calculator
Finance
Calculate your post-graduation monthly payment and lifetime loan cost. Toggle between subsidized and unsubsidized loans to see the exact impact of.
★ 4.924K uses
Bond Calculator (YTM)
Finance
Calculate Yield to Maturity for any bond from face value, coupon rate, market price, and years to maturity. Free, instant, and accurate.
★ 4.918K uses
Roth IRA Calculator
Finance
Project your Roth IRA balance with 2026 contribution limits ($7,500 base, $8,600 for 50+). See tax-free growth, contributions vs.
★ 4.946K uses
Rent Affordability
Finance
Find your maximum safe rent based on income using the 30% Rule, 40x Rule (NYC), or conservative 25% rule. Free, instant, and accurate.
★ 4.916K uses
Estate Tax Calculator
Finance
Estimate federal estate tax based on your gross estate, deductions, and filing status. Free online calculator with formula guide and step-by-step results.
★ 4.910K uses
Social Security Calculator
Finance
Estimate your monthly Social Security benefit using the official PIA bend point formula. Free online calculator with formula guide and step-by-step results.
★ 4.945K uses
Annuity Payout Calculator
Finance
Calculate how much monthly income a lump sum generates or how long savings will last with a given withdrawal. Free, instant, and accurate.
★ 4.938K uses
Debt Payoff (Snowball/Avalanche)
Finance
Compare Debt Snowball vs. Debt Avalanche strategies with a side-by-side timeline and per-card payoff dates. Free, instant, and accurate.
★ 4.917K uses
401(k) Calculator
Finance
Project your 401(k) balance with salary growth and employer matching. See contribution breakdowns, compounding returns, and monthly retirement income.
★ 4.918K uses
Interest Rate Calculator
Finance
Calculate the effective interest rate from a starting principal and final amount. Supports compound and simple interest across any time period.
★ 4.931K uses
Sales Tax Calculator
Finance
Add sales tax to a price or extract the tax from a total amount collected. The "Extract Tax" mode is essential for e-commerce and retail business owners.
★ 4.953K uses
House Affordability
Finance
Find out the maximum home price you can afford based on your income, debts, and down payment. Free, instant, and accurate.
★ 4.923K uses
Savings Calculator
Finance
Calculate how much your savings will grow or how much to save monthly to reach a goal. Free online calculator with formula guide and step-by-step results.
★ 4.939K uses
TVM Finance Calculator
Finance
Professional-grade TVM solver matching the HP 12C and TI BA II+ financial calculators. Free online calculator with formula guide and step-by-step results.
★ 4.911K uses
Mortgage Payoff
Finance
Find your new debt-free date and total interest saved with extra monthly payments, yearly lump sums, or a one-time principal payment.
★ 4.945K uses
15-Year vs 30-Year Mortgage
Finance
Compare 15-year vs 30-year mortgages side by side with different rates, PMI, property taxes, and insurance. Free, instant, and accurate.
★ 4.923K uses
Texas Mortgage Calculator
Finance
Calculate your Texas mortgage payment including property taxes (~1.8%), PMI, and the Texas Homestead Exemption. Free, instant, and accurate.
★ 4.938K uses
New York Mortgage Calculator
Finance
Calculate your New York mortgage payment including property taxes (~1.6%), STAR school tax exemption, and mortgage recording tax closing costs.
★ 4.959K uses
California Mortgage Calculator
Finance
Estimate CA mortgage payments with Prop 13 taxes, Mello-Roos, and PMI. Includes CalHFA down payment help and state income tax impact.
★ 4.923K uses
Income Tax Calculator
Finance
Estimate your 2025 federal income tax, FICA, and state tax. See your marginal vs. effective tax rate, the exact bracket breakdown, and estimated take-home.
★ 4.910K uses
Salary Calculator
Finance
Convert any salary between hourly, daily, weekly, bi-weekly, semi-monthly, monthly, and annual. Free, instant, and accurate.
★ 4.932K uses
Retirement Calculator
Finance
Find out if you are on track for retirement. Enter your age, current savings, monthly contributions, and target retirement age to see your projected nest.
★ 4.910K uses
Amortization Calculator
Finance
See the full amortization schedule for any loan and calculate exactly how much time and interest extra monthly or annual payments save.
★ 4.924K uses
Investment Calculator
Finance
Project the future value of any investment with regular contributions. See three return scenarios (expected, optimistic, pessimistic) and a breakdown of.
★ 4.910K uses
Currency Converter
Finance
Convert between 30+ currencies using live ECB exchange rates with mid-market pricing. See exact rate, timestamp, inverse rate, and bank spread comparison.
★ 4.946K uses
Inflation Calculator
Finance
Calculate the inflation-adjusted value of any dollar amount from 1913 to today using official US CPI data from the Bureau of Labor Statistics.
★ 4.953K uses
Loan Calculator
Finance
Calculate monthly payments, total interest, and total cost for any personal or business loan. Includes a full amortization schedule with extra payment savings.
★ 4.918K uses
Personal Loan Calculator
Finance
Calculate your exact monthly payment, cash received, and true total cost with origination fees. Choose fee deducted from proceeds or added to balance.
★ 4.931K uses
Budget Calculator
Finance
Build your monthly budget with the 50/30/20 framework. See your actual spending vs. ideal split across Needs, Wants, and Savings categories with a donut.
★ 4.932K uses
IRR Calculator
Finance
Calculate IRR and NPV for any investment with multiple cash flows over time. Add up to 10 years of projected cash flows and benchmark against S&P 500 and.
★ 4.911K uses
APR Calculator
Finance
Calculate the true APR of any loan by factoring in origination fees, closing costs, and other upfront charges. Free, instant, and accurate.
★ 4.911K uses
VA Loan Calculator
Finance
Calculate your VA loan payment including the VA Funding Fee for first vs. subsequent use. Free online calculator with formula guide and step-by-step results.
★ 4.917K uses
HELOC Calculator
Finance
Calculate your maximum HELOC based on home value, mortgage balance, and CLTV limit (80-90%). Free online calculator with formula guide and step-by-step results.
★ 4.925K uses
Rent vs. Buy
Finance
The definitive rent vs. buy analysis. Find the exact year buying becomes cheaper than renting, accounting for appreciation, equity, PMI, down payment.
★ 4.917K uses
Present Value Calculator
Finance
Calculate how much money you need today to reach a future financial goal. Supports all compounding frequencies with formula display, growth timeline.
★ 4.931K uses
Interest Calculator
Finance
Calculate simple or compound interest for any principal, rate, and time period. Supports annual, monthly, and daily time periods and all compounding.
★ 4.946K uses
Payment Calculator
Finance
Calculate your monthly loan payment instantly. Solve for payment, loan amount, or term. Free online calculator with formula guide and step-by-step results.
★ 4.939K uses
Compound Interest
Finance
Calculate how your investment grows over time with compound interest. Enter your principal, rate, and time period to see your future value and total.
★ 4.959K uses
ROI Calculator
Finance
Calculate your return on investment with both basic ROI and annualized ROI (CAGR). Enter your initial investment, total return, and holding period to get.
★ 4.911K uses
Salary to Hourly
Finance
Convert your annual salary to an equivalent hourly rate. Enter your salary and working hours to see your hourly, daily, weekly, and monthly rates.
★ 4.952K uses
Credit Card Payoff
Finance
Calculate how much to pay monthly to be debt-free by a target date, or see your payoff timeline for a fixed payment. Free, instant, and accurate.
★ 4.916K uses
Net Worth Calculator
Finance
Calculate your total net worth by entering your assets and liabilities. Get a clear picture of your financial health with your net worth, debt-to-asset.
★ 4.953K uses
Home Affordability
Finance
Find out how much house you can afford based on your income, debts, and down payment. Calculates your maximum home price using front-end and back-end DTI.
★ 4.916K uses
Rental Property
Finance
Analyze rental property investments with state-specific tax rates for all 50 states. Calculate cash flow, cap rate, cash-on-cash return, NOI, DSCR, and.
★ 4.945K uses
Mortgage Calculator
Finance
Calculate your monthly mortgage payment, full amortization schedule, and extra payment savings. Free, instant, and accurate.
★ 4.937K uses
Rent vs. Buy
Finance
Compare the true financial cost of renting vs. buying a home over your planned timeline. Accounts for appreciation, equity, taxes, and maintenance.
★ 4.952K uses
Debt-to-Income (DTI) Ratio Calculat
Finance
Calculate your front-end and back-end debt-to-income ratios to see if you qualify for a mortgage. Lenders typically require a DTI below 43%.
★ 4.953K uses
Closing Costs
Finance
Estimate buyer and seller closing costs for a real estate transaction. See itemized fees including origination, title insurance, agent commissions, and more.
★ 4.931K uses
Cap Rate Calculator
Finance
Calculate the capitalization rate, NOI, and gross rent multiplier for any investment property. Essential for comparing rental property investments.
★ 4.946K uses
Repayment Calculator
Finance
See the full amortization schedule for any loan with interactive year and month views. Add extra payments to see time and interest saved, then export to CSV.
★ 4.953K uses
College Cost Calculator
Finance
Project college costs using College Board data, model 529 savings growth, and see your funding gap. Compare in-state, out-of-state, and private costs.
★ 4.924K uses
FHA Loan Calculator
Finance
Calculate your FHA loan monthly payment including all MIP costs. See the complete MIP cost breakdown over time — upfront premium (1.75% financed), annual.
★ 4.946K uses
CD Calculator
Finance
Calculate CD maturity amounts across all major US banks with real benchmark rates from Ally, Marcus, Discover, Capital One, and more.
★ 4.954K uses
Average Return Calculator
Finance
Calculate the compound annual growth rate (CAGR) and simple average return for any investment. Free, instant, and accurate.
★ 4.938K uses
Boat Loan Calculator
Finance
Calculate monthly boat loan payments including insurance, maintenance, and storage costs that can equal the loan payment itself.
★ 4.953K uses
VAT Calculator
Finance
Calculate VAT for any amount across 40+ countries. Add VAT to a net price or remove it from a gross total. Free, instant, and accurate.
★ 4.911K uses
Discount Calculator
Finance
Calculate stackable discounts applied sequentially (20% + 10% ≠ 30%). Includes a full shopping cart with add/remove items, per-item discounts, sales tax.
★ 4.946K uses
Mutual Fund Calculator
Finance
Compare mutual fund growth with and without expense ratios. See how a 1% fee can cost 25-30% of returns over 30 years with interactive chart.
★ 4.917K uses
IRA Calculator
Finance
Compare Traditional IRA vs. Roth IRA side-by-side with 2026 IRS contribution limits ($7,000 base, $8,000 age 50+). Free, instant, and accurate.
★ 4.911K uses
Paycheck Calculator
Finance
Calculate your exact per-paycheck take-home pay for any pay frequency (weekly, bi-weekly, semi-monthly, monthly). Free, instant, and accurate.
★ 4.946K uses
Refinance Calculator
Finance
Calculate whether refinancing your mortgage makes financial sense. Enter your current loan terms, new loan offer, closing costs, and planned stay to get a.
★ 4.953K uses
Home Equity Loan
Finance
Calculate how much home equity you can borrow with a fixed-rate home equity loan. See max LTV by credit profile, monthly payment, and an equity stack bar.
★ 4.952K uses
Down Payment Calculator
Finance
Plan your home down payment savings. Enter your target home price, current savings, and monthly contribution to see your timeline, total PMI cost if under.
★ 4.924K uses
Payback Period Calculator
Finance
Calculate the payback period for any investment. Toggle between simple payback and discounted payback (with time value of money).
★ 4.938K uses
Future Value Calculator
Finance
Calculate the future value of any investment with compound interest and optional monthly contributions. Free, instant, and accurate.
★ 4.924K uses
ARV & Flipping
Finance
Calculate your Maximum Allowable Offer (MAO) for any fix-and-flip deal. Enter the After Repair Value, repair costs, holding costs, and target profit to.
★ 4.924K uses
Self-Employment Tax
Finance
Calculate your self-employment (SECA) tax with a full Social Security and Medicare breakdown. Free, instant, and accurate.
★ 4.923K uses
Depreciation (MACRS/SL)
Finance
Calculate year-by-year depreciation schedules using Straight Line or MACRS (200% Declining Balance with half-year convention).
★ 4.924K uses
ETH Gas Fee
Finance
Estimate Ethereum gas fees for any transaction type — standard transfer, ERC-20 token, Uniswap swap, NFT mint, or complex contract.
★ 4.917K uses
FIRE Calculator
Finance
Calculate your path to financial independence with the FIRE framework. Enter your age, net worth, income, and expenses to see your FIRE number, estimated.
★ 4.918K uses
Salary to Hourly
Finance
Convert your annual salary to an equivalent hourly rate based on hours per week and weeks per year. See daily, weekly, monthly, and annual breakdowns.
★ 4.931K uses
Take-Home Pay
Finance
Calculate your true take-home pay after federal income tax, FICA, and state taxes. See your net annual salary, per-paycheck amount, and complete tax.
★ 4.925K uses
Capital Gains Tax
Finance
Calculate capital gains tax for stocks, crypto, and real estate. Enter purchase price, sale price, holding period, income, and filing status.
★ 4.959K uses
Tax Calculator
Finance
Estimate your federal income tax using progressive tax brackets. See marginal rate, effective rate, and whether you will owe or get a refund.
★ 4.911K uses
SIP Calculator
Finance
Calculate SIP returns with monthly investments and lump sum contributions. See total invested, total returns, and maturity value with yearly wealth projection.
★ 4.911K uses
SWP Calculator
Finance
Calculate how long your retirement corpus lasts with monthly SWP withdrawals. Simulate month-by-month balance depletion with yearly balance chart.
★ 4.911K uses
About Finance Calculators
Whether you are calculating mortgage payments, planning retirement, comparing investment returns, or figuring out your tax burden, our finance calculators give you instant answers. From simple interest to complex amortization schedules, every tool is built with accurate formulas and clear explanations.
Browse our curated collection of finance calculators below. Each tool includes detailed formulas, educational content, and real-time results. Use the 84 calculators in this category to make informed decisions, solve problems, and get accurate answers instantly.
80+ calculators covering loans, investments, taxes, and retirement
Mortgage comparison with PMI, taxes, and insurance included
State-specific calculators for Texas, California, and New York
Amortization schedules with extra payment analysis
Frequently Asked Questions
How much house can I afford?
Lenders typically cap housing costs at 28% of gross monthly income and total debt payments at 36%. Use our house affordability calculator to get a personalized number based on your income, down payment, and debts.
What is the difference between APR and interest rate?
The interest rate is what you pay to borrow the principal. APR includes the rate plus lender fees and closing costs, giving you a more complete picture of what the loan actually costs.
Should I pay off debt or invest my extra cash?
If your debt carries a high interest rate, like a credit card at 18% or more, paying it off first is the better move. For low-interest debt such as a mortgage under 5%, investing extra cash may give you a better long-term return.
How do I calculate compound interest?
Compound interest follows the formula A = P(1 + r/n)^(nt), where P is your starting principal, r is the annual rate, n is how often interest compounds, and t is the number of years. Our compound interest calculator handles the math instantly.