Payback Period Calculator — Simple & Discounted Payback (TVM)
Calculate the payback period for any investment. Toggle between simple payback and discounted payback (with time value of money).
✓ Formula verified: January 2026For informational purposes only
Payback Period Calculator
Results below
Enter Values
Simple Payback Period
4.2 years
Annual Cash Inflow
$12,000/yr
Total Undiscounted Return
▲ $120,000
Profitability Index
▲ 2.40x
What if your initial investment changes? $45000 → 3.8 years · $50000 → 4.2 years · $55000 → 4.6 years
Scenario Comparison
Conservative (5%)
$16,470.09
$6,470.09 interest
Your scenario (7%)
$20,096.61
$10,096.61 interest
Aggressive (10%)
$27,070.41
$17,070.41 interest
High-risk (14%)
$40,224.71
$30,224.71 interest
Best return
Share your result
Embed this calculator
Embed Code
Copy and paste this HTML snippet into any web page to embed this calculator directly.
<iframe src="http://127.0.0.1:59362/embed/finance/payback-period-calculator?ref=embed" title="Payback Period Calculator — Simple & Discounted Payback (TVM)" width="100%" style="max-width:600px; border:none; height:500px;" loading="lazy"></iframe>
Direct Link
Share this link to let others open the calculator in their browser.
http://127.0.0.1:59362/embed/finance/payback-period-calculator?ref=embed
Powered byTheCalcUniverse
Related Calculators
Reviews
No reviews yet. Be the first to share your experience with Payback Period Calculator — Simple & Discounted Payback (TVM).
Write a Review