Interest Rate Calculator — Find the Rate You Were Charged
Calculate the effective interest rate from a starting principal and final amount. Supports compound and simple interest across any time period.
Interest Rate Calculator
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Effective Annual Rate (EAR)
▲ 7.7144%
Rate per Period (0.08333333333333333 year)
0.6212%
Total Interest / Growth ($)
▲ $4,500.00
Total Return on Principal
▲ +45.0000%
Formula Applied
r = n × [(A/P)^(1/nt) − 1]
Scenario Comparison
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EAR accounts for compounding — it is the true annual rate
Total Interest
$4,500
Total Growth
45.00%
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