Credit Card Payoff Calculator — Debt-Free Date & Total Interest
Calculate how much to pay monthly to be debt-free by a target date, or see your payoff timeline for a fixed payment. Free, instant, and accurate.
Credit Card Payoff
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At $200.00/mo you'll pay $1,748.69 in interest (35% of your balance) over 2yr 10mo. Adding just $50/mo would make you debt-free 8 months sooner and save $463.76 in interest.
Debt-Free Date
▲ April 2029
Time to Pay Off
2yr 10mo
Total Interest Paid
▼ $1,748.69
Interest as % of Balance
35.0%
Total Amount Paid
$6,800.00
Scenario Comparison
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Payoff Date
April 2029
Total Interest
$1,748.69
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