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SWP Calculator — Systematic Withdrawal Plan Income & Corpus Longevity

Calculate how long your retirement corpus lasts with monthly SWP withdrawals. Simulate month-by-month balance depletion with yearly balance chart.

✓ Formula verified: May 2026For informational purposes only

SWP Calculator

Results below

Enter Values

₹
%
₹
years
Final Value (Corpus preserved)
₹3.48Cr

Total Investment

₹1.00Cr

Total Withdrawal

₹1.80Cr

Withdrawal Period

360 months (30.0 yr)

Withdrawal Chart Data

1357912151821242730$0$90.0L$1.8Cr$2.7Cr$3.6Cr
What if your total corpus changes? ₹9000000 → ₹2.39Cr · ₹10000000 → ₹3.48Cr · ₹11000000 → ₹4.58Cr

Scenario Comparison

Conservative (5%)
$16,470.09
$6,470.09 interest
Your scenario (7%)
$20,096.61
$10,096.61 interest
Aggressive (10%)
$27,070.41
$17,070.41 interest
High-risk (14%)
$40,224.71
$30,224.71 interest
Best return
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Corpus Depletion Over Time
087.1L1.7Cr2.6Cr3.5Cr

Corpus Longevity

360 months (30.0 yr)

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