Refinance Calculator — Break-Even Analysis & Yes/No Recommendation
Calculate whether refinancing your mortgage makes financial sense. Enter your current loan terms, new loan offer, closing costs, and planned stay to get a.
Refinance Calculator
Results below
Enter Values
Monthly Payment Savings
▲ $349
Break-Even Point
▲ 18 months (1.5 years)
Current Monthly Payment
$1,847
New Monthly Payment
▲ $1,499
Total Interest Saved (Full Term)
▲ $14,648
Net Benefit Over Planned Stay
▲ $14,641
Scenario Comparison
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After 18 months (break-even point), you save $348.60/mo. Over your planned 60mo stay, you'd save ~$15K.
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